New Hampshire HOA Laws 2026: Condominium Act & Public Offering Statement Rules (N.H. Rev. Stat. § 356-B)

New Hampshire's Condominium Act (N.H. Rev. Stat. § 356-B) governs all condominiums in the state with particular emphasis on developer disclosure (public offering statements) and unit owner protections. Planned community HOAs in New Hampshire operate under their CC&Rs and New Hampshire nonprofit corporation law.

Public Offering Statement: Developer Requirement

N.H. Rev. Stat. § 356-B:20 requires condominium developers to register with the state and provide buyers with a public offering statement before purchase. The statement must disclose: the project description, budget projections, reserve plan, management arrangements, and any restrictions on the units. This developer-phase requirement is one of the strictest in New England.

Homeowner Association Governance

Once the developer turns over control to unit owners, the condominium association operates under the Act's governance framework. The Act requires annual meetings, adoption of budgets, and maintenance of records. Unit owners have the right to inspect records and attend all open board meetings.

Assessment Liens in New Hampshire

New Hampshire condominiums have a statutory lien for unpaid assessments under N.H. Rev. Stat. § 356-B:46. The lien is perfected by recording in the county registry of deeds. New Hampshire allows judicial foreclosure of condominium assessment liens. The statute also provides a priority provision for up to 6 months of assessments over first mortgages — a significant collection tool.

Resale Disclosure Requirements

New Hampshire requires condominium associations to provide resale disclosure certificates confirming the status of assessments and any outstanding violations on the unit. The certificate must be provided within 10 business days of request. Buyers have a rescission period after receiving the disclosure.