Michigan HOA Documents – Rules & Templates (2026 Guide)

⚠ Not Legal Advice. This guide is for informational purposes only. Consult a licensed Michigan attorney for legal advice.

Michigan HOA Overview

Strong condo statute but no general HOA act for planned communities. Planned HOAs rely on CC&Rs and general nonprofit law. Michigan Nonprofit Corporation Act (MCL 450.2101) provides governance framework.

State-Specific Document Requirements

Reserve Fund

MCL § 559.167

Mandatory

Condo associations must maintain an adequate reserve fund. Annual reserve study recommended; amount must be disclosed in the annual budget.

Retention: 7 years

Disclosure: Reserve balance disclosed in annual budget distribution.

Threshold: Required for condos under MCL 559.

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Disclosure Statement

MCL § 559.184

Mandatory

Developer must provide a "Disclosure Statement" to any purchaser of a condo unit before a purchase agreement is signed. For resales, the association provides a statement of unpaid assessments.

Retention: 5 years

Disclosure: Provided to buyer before signing.

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Michigan-Specific Documents

Management Contract Disclosure

Mandatory

MCL § 559.168

Disclosure to co-owners of the terms of any management contract entered into by the association, including compensation, term, and termination provisions.

⚠ When entering a management contract

Bylaw Amendment Procedure Notice

Mandatory

MCL § 559.146

Notice to all co-owners of a proposed bylaw amendment, including the full text of the proposed change and the vote required for adoption.

⚠ When amending bylaws

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