Overview
The HOA's primary insurance policies covering general liability, property (common areas), and Directors & Officers (D&O) liability.
How to Use This Template
- 1Select your US state from the dropdown.
- 2Fill in the form fields (owner name, property address, violation details, etc.).
- 3Review the live document preview.
- 4Download as PDF or DOCX.
Required Fields
HOA / Association Name*
Policy Start Date*
Policy End Date*
Primary Insurance Carrier*
Agent Name*
Insurance Agency
Agent Phone
Agent Email
General Liability Policy No.*
GL Coverage Limit ($)*
GL Aggregate Limit ($)
GL Deductible ($)
Property Policy No.
Property Coverage Amount ($)
Property Deductible ($)
Property Replacement Type
D&O Policy No.
D&O Coverage Limit ($)
D&O Deductible ($)
Umbrella Policy No.
Umbrella Coverage Limit ($)
Fidelity/Crime Bond Policy No.
Fidelity Bond Amount ($)
Workers' Comp Policy No. (if any)
Workers' Comp Coverage
Flood Insurance Policy No. (if any)
Flood Coverage Amount ($)
Total Annual Premium ($)*
Coverage Notes / Gaps
Reviewed By*
Reviewer Title*
Review Date*
* Required fields
Frequently Asked Questions
What is a Master Insurance Policy?
The HOA's primary insurance policies covering general liability, property (common areas), and Directors & Officers (D&O) liability.
Do I need a lawyer to use this template?
This template is for informational purposes only. For complex situations, consult a licensed attorney familiar with your state's HOA law.
Which states is this template available for?
This template is available for all 50 US states. The form adapts to your state's specific statutory requirements.
How long does it take to generate the document?
Once you fill the form, the document is generated instantly — usually under 5 seconds.
Use This Template
Generate a state-specific Master Insurance Policy in minutes.
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✓ English & Spanish
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